Retirement Savings

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Retirement Savings

Planning Social Security, Pension, & IRA Income

By: James Brumley

As Social Security and pension payouts shrink, workers will rely more on individual retirement accounts, or IRAs. Here's where retirement income will come from. more...

Lump Sum Pension Payment

By: John Wu

Retirees need to decide whether or not to take a lump sum payment from their pension. In many cases, the disadvantages of a lump sum far outweigh the benefits. more...

How to Retire Without Running Out of Money

By: Mark Dennis

A challenging economy and dwindling retirement pensions have people wondering how long their retirement money can last. Investment income is more important than ever. more...

The 457b Retirement Plan

By: Candice Gillingwater

A 457b retirement plan is a tax deferred plan offered to government employees and employees of qualifying tax exempt organizations. more...

401k Hardship Withdrawal Rules

By: Candice Gillingwater

A 401k plan can be cashed out early due to financial hardship, but the IRS requires that strict guidelines be met prior to an employer approving a hardship withdrawal. more...

Cash Out a 401k Plan

By: Candice Gillingwater

A 401k retirement investment plan can only be cashed out under certain circumstances and doing so may result in penalties. more...

Tax-Free Retirement

By: Parker Noble Amis

The fear is among us. The recession may be dying, but the national deficit is looming over us like a nagging mother-in-law. Now is the time to save. more...

What to do with a Retirement Statement

By: Robin Crauthers

Many employees are contributing to their 401K plans, receiving quarterly statements, and ignoring these statements because they are uncertain of what to do. more...

Introduction to UK Defined Contribution Pensions

By: Andrew Knowles

Defined contributions pension schemes are effectively personal saving plans. Because they are used to save specifically for a pension they have specific tax advantages. more...

Introduction to Self Invested Pension Plans

By: Andrew Knowles

A self invested personal pension plan offers individuals greater control over how their pension cash is used. But it is important to take SIPP advice in advance. more...

Withdrawing From Your RRSP Before Retirement

By: Dylan Flanagan

Taking money from an RRSP before retiring is usually not a wise financial decision, but sometimes unexpected situations may arise that make it a necessary consideration. more...

Tips on How to Save for Retirement

By: Fleur Hupston

Longer life expectancy, the cost of health care and increased cost of living unfortunately means that many people will not have enough money to retire as they would like. more...

Expert Tips for Retirement Investing

By: Victoria Anisman-Reiner

Investing for retirement takes patience and persistence but it doesn't have to be difficult. Options like annuities, stocks, and home equity keep retirement funds safe. more...

Retirement Income Planning

By: Victoria Anisman-Reiner

Not sure where to start when it comes to retirement income planning? Figure out the best retirement investment strategies & how much income will be needed for retirement. more...

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