Retirement Savings
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Save Money for Retirement With the Savers Credit
For qualified U.S. taxpayers, a frequently overlooked credit may assist in saving money for retirement. Here's how. more...
When Should a Retiree Take Social Security?
Many Americans believe social security payments will cover their retirement. However, it only covers 40 percent, and taking social security early may be unwise. more...
What Is Vesting In a Retirement Fund?
Vesting is a common term used in the financial industry to describe the way companies dole out their matching retirement funds. Here's how it works. more...
Who Should Have a 403(b) Retirement Plan?
The 403(b) retirement plan is very similar to a 401(k) with some exceptions. Here's how it works. more...
How Much Money Is Needed for Retirement?
People who wish to save money for retirement should begin early and withdraw funds late for a comfortable retirement. Here's how much people should save. more...
The Benefits of an IRA Retirement Plan
People who wish to save money for retirement may want to consider an IRA in addition to a 401(k). Here are some benefits to having an IRA. more...
The Benefits of a 401(k) Retirement Plan
Whatever company a person might work for, it likely offers a 401(k) retirement plan as part of its benefits package. Here's why everybody should have one. more...
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Contributions to a Spousal IRA
By: Swapna Antony
Spousal IRAs are for married couple filing jointly when only one of the partners is working. The working spouse can contribute to his partner's IRA. more...
Borrowing From Your Retirement Plan
By: Mark Dennis
Borrowing from a 401(k) may seem like easy money- too easy. However, taxes and IRS penalties can dramatically increase the cost of this "easy" money. more...
By: Marc Daley
A report from the federal government said that Social Security funds, backed by trust fund bonds, could run out by the year 2036. more...
By:
Thomas Alan Gray
Retirement income planning for Canadians usually involves a Retirement Savings Plan or RSP. BMO Financial offers five tips to top up that retirement income. more...
Contributions to Individual Retirement Accounts
By: Swapna Antony
April 15 has come and gone and it is time to start planning for 2009 IRA contributions. more...
By: Dean Lundell
Companies no sooner succeeded in getting their employees to regularly invest in their defined contribution plans, when market promptly tanked. Is it time to reallocate? more...
The Saver's Credit: A Great Incentive to Save
By: Swapna Antony
Saver's credit, a non-refundable tax credit aimed at boosting the retirement savings of low-to-middle income families, is a great incentive for building a nest egg. more...
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